Best Pay by Phone Betting Sites UK

Paying by phone means that deposits you make to your online betting account are charged directly to your monthly phone bill or deducted from your prepaid credit. This is a convenient way for many punters to make quick, small deposits to their account without having to enter sensitive debit card information.

Top 5 Betting Sites You Can Pay by Phone Bill

Best Overall for Pay by Phone - bet365

From the intuitive mobile app design to their first-class live-streaming service, fast deposits and withdrawals, outstanding customer service, multitude of betting markets and competitive odds, we feel bet365 to be worthy of recognition as the best overall site for Pay by Phone. 

But we're not done singing their praises just yet. They also provide a generous £10 Get £30 in Free Bets. Welcome Offer that you can fund with your Pay by Phone deposit, outstanding customer service, including 24 hour Live Chat, email support and a phone number where you can call to talk to an actual human, and a range of other options to fund your account including Google Pay, Apple Pay, PayPal, debit cards and wire transfers.

Back to the actual sports betting side of things, some of the highlights include the fact that they offer just as many different sports to bet on as anyone else on the market, probably more live betting events than any other sportsbook and a great Bet Builder product, which is pretty much a must these days for any betting site worth its salt. 

Another thing they’re great at, which shouldn’t be underestimated, is the number of high-class events that you can stream for free via their site. Football, horse racing, tennis, cricket, greyhound racing, and basketball are just some of the sports whose events you can watch streamed, perfect for you if a) you’ve had a bet on the event pre–match/race b) want to place bets in live betting and c) don’t have the TV channel showing it live. Or all of the above, for that matter.  

Bet365 also offer a variety of responsible gambling tools that are readily accessible through the link of the same name. These features include an activity dashboard that shows your activity on the site over the past 7 days, 30 days or 1 year, deposit limits, reality checks and time outs, self-exclusion and more.

Best for Horse Racing - William Hill

William Hill takes the crown for best Pay by Phone site for horse racing. 

Their odds are typically a little better than you will find on competitors' sites, with proof of that being the fact that they had the most instances of being ‘top price’ at the 2025 Cheltenham Festival than any other of the major bookmakers.

They offer around 10 different betting markets for each race which, beyond the obvious win and each-way ones, include Place Markets, Match Bets, and betting without the favourite.  

Further evidence that horse racing is just about done better here than anywhere else is that they have racing from a load of different countries, including the UK, Ireland, US, Canada,  Japan, Australia, New Zealand, Brazil and Chile. And not that it’s ‘proper horse racing’ but their virtual racing product is one of the best around, too.  

And it's hard to beat William Hill TV, known as Betting TV these days, which provides nearly continuous live streaming of horse (and greyhound) races from the UK, Ireland, Europe and beyond. In addition, William Hill's Inside Track provides top horse racing betting tips on the biggest events from top insiders. 

You’ll also be amazed by how many Price Boosts and Money Back offers they have on a daily basis for that extra bit of value. 

Crucially, they still offer Best Odds Guaranteed (BOG), which, as we know, means you get two bites of the cherry at securing the best possible price; either the one you backed the horse at, or its Starting Price (SP). A few years ago, just about every bookmaker had BOG before many decided they were giving too much away, so they stopped doing it. So it’s a great asset that William Hill still offers it. 

In addition, William Hill offer a nice mix of payment options including, of course, Pay by Phone (via Boku), nearly 3 dozen sports - besides horse racing - to bet on, a first class mobile app, a straightforward sign-up process for new users, a daily Acca boost on football and a daily 25% Bet Builder Boost. And let's not forget the William Hill Plus Card that enables you to link in store bets with your online WH account and enjoy faster withdrawals on the spot.

Best for Football - Ladbrokes

So many online UK sportsbooks offer comprehensive football coverage that it's difficult to choose a "best" one here. But if we have to pick one among the best Pay by Phone betting sites for football, we have to give the edge to Ladbrokes. 

They offer action on more than 100 leagues worldwide, along with a plethora of interesting niche bets. 

Gone are the days when it was considered enough to just offer the likes of the match winner, over/under goals, the correct score and asian handicap markets. Something not lost on Ladbrokes, who have more player props markets than you would have thought possible. 

Other than the more obvious ones, such as a player to be first goalscorer or score anytime, they include: a player to have x shots on target, total fouls, number of tackles, a player to be carded or how many times the named player will be caught offside.  

Their 95% to 96% payout percentage is among the best, ditto their Live In-Play football betting and their coverage of major events including Euros and World Cup. 

Look out for plenty of Odds Boosts on just about any match available, and particularly when the biggest games come up in the Premier League, Champions League, Serie A, and internationals.  

Beyond their outstanding football coverage, we have to tip our hat to the sleek, modern and user-friendly design of both their website and app, their extensive range of existing customer promotions and the fact that they provide nearly a dozen ways to fund your account besides Pay by Phone. Ladbrokes are also known for their focus on customer account security, their generous Welcome Offer that requires only £5 commitment from the user to participate and the fact that their customer services offer Live Chat, email and a phone number, as well as a variety of social media accounts with 5 minute response times.  

Best for Existing Customer Promotions - Betfair 

Before we move on to what we consider to be its biggest selling point (see above), let’s talk about some of the other positives to be found here. 

For example, with a Betfair account, you can not only take advantage of all the benefits its Sportsbook offers, but also those of its Exchange product. That means you can lay as well as back bets, another is that by doing so at ever-changing prices, you can trade a position until you have a green book: this means you win on all runners, irrespective of the final outcome. Perfect for sports where things can change very quickly in terms of the odds, such as tennis, T20 cricket, or even horse racing.  

And above all, because of the exchange model, you’re almost guaranteed to get better prices on most markets than you would at any fixed odds bookmaker, which makes a huge difference to your P and L in the long run. 

But back to the Sportsbook. A welcome offer of Bet £10 Get £50 in Free Bets - to be used on accas and Bet Builders - is one of the best around so that’s a nice way to find your feet here. They also cover plenty of niche sports from handball, to beach volleyball and table tennis. 

In terms of offers for the existing customer, this is the place to be. There are endless odds boosts across all the main sports, you can often get ‘bet £10 get a £10 free bet’ on lots of the biggest events and in some cases you get a free bet just by opting in, without even needing to place a qualifying bet. 

One thing to bear in mind is that to get most of these bets you need to choose to pay a slightly higher level of commission on the Exchange than the bare minimum; but it’s certainly worth it. 

Aside from being able to use Boku (via Neteller) other payment options include: Debit Cards (Visa/MasterCard), Apple Pay, PayPal, Skrill, Neteller, Paysafecard, and Instant Bank Transfers.

Best for Variety of Betting Markets - JeffBet

While all the betting sites on this list offer a generous number of betting markets for punters to consider and take advantage of, it's hard for them to top JeffBet. With close to 40 sports on offer, as well as a huge variety of e-sports, you're not likely to find another online sportsbook that offers so many different betting markets, including quite a variety of niche markets. 

A good example of that is their commitment to esports betting. We know that won’t be everyone’s cup of tea compared to playing more traditional betting sports like horse racing, rugby or football, but let’s not forget that sports is the fastest-growing sport in the world so the popularity of betting on it is going through the roof, too.  On any given day, you’ll find a load of betting markets for Counter-Strike 2 and Doha, with lots of live betting on them; but they offer betting on other esports, too.  

The bottom line is that no matter what you feel like betting on today, you're likely to find it on JeffBet. 

Beyond the sheer number of betting markets, JeffBet is also to be commended for their copious Live In-Play betting options, their Cash Out feature, their SuperBet feature and their Multiview feature that allows you to follow multiple contests live at the same time on a single screen. 

We should remark on their commitment to responsible gambling. By tapping the "play responsibly" link at the bottom of each page you can access their many responsible gambling features including the ability to set daily, weekly or monthly betting limits, Self-Exclusion, Reality Checks, and access to your gambling history, where you can see a full account of your betting activity - including potentially disturbing trends - for up to 1 year. 

Boku can be used here at Jeffbet, or else it wouldn’t be on the list in the first place, but other payment methods, many of which are instant when depositing  include: Debit Cards (Visa, Mastercard, and Maestro are accepted), and E-wallets such as PayPal, Skrill & Neteller, and Payz. In terms of mobile and prepaid options, these include Apple Pay, PayviaPhone, Paysafecard, Neosurf.

If you want to get your money as soon as possible, e-wallets are considerably quicker than the rest.

What is Pay By Mobile and How Does it Work? 

Pay by Mobile (also referred to as "Pay by Phone") is a payment method that lets you fund small deposits to your sportsbook or casino account using your mobile phone instead of an e-wallet or bank card. It works by charging the deposit amount directly to your mobile phone account. Pay by Mobile deposits are typically lightning fast and very convenient, since it's not necessary to enter card details or share banking information.

Pay by Mobile is easy to use. Just log into your betting account, navigate to the cashier's page, select "Pay by Mobile" or Boku or Payforit from your list of funding options then enter the amount you want to deposit. In order to confirm the transaction you will either be sent an SMS to respond to or a 4-digit verification code. Once confirmed the payment arrives in your account instantly.

Be aware that there are daily limits to how much you can deposit using this method. 

That’s somewhat bad news for the high-rollers because £30 a day as a maximum deposit isn’t that much for those who want to place chunkier bets, but the flipside to that is that it certainly promotes responsible gambling because you can’t deposit, and lose large amounts…even if you wanted to! 

Just remember that withdrawals using this method are not possible.

A Step-by-Step Guide to Depositing by Phone Bill 

Depositing via phone bill is fast and mobile-friendly, making it an ideal choice for punters wanting to top up their accounts in a hurry. Here's a step-by-step guide to how it's done:

1. Log into your online bookmaker account.
2. Tap on the "cashier" or "deposit" link. 
3. Choose "Boku", "Payforit" or "Pay by Phone" (or something similar) from the list of funding options.
4. Enter the deposit amount and your mobile number.
5. Tap the "deposit" button.
6. Depending on the service, you will either receive a confirmation SMS or 4-digit code.
7. Respond to the SMS using "Y" or enter the 4-digit code to confirm the deposit.
8. Funds should appear in your account in a matter of seconds.

Be mindful that there is a £30 single deposit limit or, depending on the bookmaker, a £40 daily deposit limit using this method. Also, remember that withdrawals using Pay by Phone are not possible in any circumstances. Below, we explain why. 

Why Can’t You Withdraw Money Using Pay by Phone

A lot of users want to know: "can you withdraw using Pay by Phone?" Unfortunately, no. The Pay by Phone service is designed to provide an easy way to make deposits and payments. Not for making withdrawals. To withdraw money from your account, the Pay by Phone option is not available. Instead, you must specify a debit card or a digital wallet such as Google Pay or Neteller.

Pay by Phone bill betting sites do not allow withdrawals using this method because the payment systems used by mobile companies are deliberately designed to be one-way streets for deposits only. They simply lack the technical infrastructure necessary to process incoming payments. In most cases, this is intentional since mobile carriers do not want to get tangled up in potential money laundering schemes.

What Are the Deposit Limits for Pay by Phone? 

The industry standard Pay by Phone deposit limits are typically £30 per day. There are some online bookmakers however who may impose a £10 cap on individual deposits, while maintaining the £30 per day limit.

The limit itself is typically imposed by payment providers such as Boku and Payforit as an automatic type of responsible gambling feature. Such limits imposed by payment providers cannot be changed by the player or the sportsbook.

Boku vs. Payforit: What's the Difference? 

Both Boku and Payforit are leading mobile deposit providers available at most UK online casinos and sportsbooks today. In many respects, the user experience is nearly identical although there are differences in terms of the deposit confirmation mechanism, and in some cases, ind,ividual or daily deposit limits. 

You will find Boku betting sites to be the more plentiful when searching for Pay by Phone providers as it is used by a majority of Pay by Phone bookmakers to enable deposits. 

Perhaps that’s not surprising; after all, Boku operates in over 50 countries worldwide and works with over 170 mobile carriers, so it follows that it’s more likely to have more partners among betting companies than Payforit, which is mostly only present in the UK.   

That is not to say that Payforit access is not widespread as well. It is. Just not as widespread as Boku. 

Another difference is that Boku usually has a deposit limit of £30 per day, while Payforit has a limit of £30 per transaction, so in theory, you could process multiple Payforit transactions in one day, though there will be limits on the total amount, there, too.  

If you don't know, you can find out which service your sportsbook uses by tapping the "deposit" button. A dropdown menu will appear that tells you which service the site uses. Once you've made your deposit using the service, you'll come face to face with the most obvious difference: Boku confirms such deposits by sending you a confirmation SMS, while Payforit sends you a 4-digit confirmation code. Reply to the SMS using the "Y" command or enter the 4-digit code and your deposit is confirmed and credited instantly.

Pay by Phone vs. Other Payment Methods 

Let's look at how deposits on Pay by Phone betting sites stack up against depositing to your sportsbook account using other popular methods.

The key benefits of using the Pay by Phone deposit method are:

• Convenience: Pay by Phone lets you bypass the various different hassles associated with cards, e-wallets and bank account deposits. Just enter your mobile number and you're all set.
• Security: There is no need to enter potentially sensitive card or bank account information when depositing using Pay by Phone. 
• Speed: As soon as the deposit is confirmed, funds are automatically added to your account.
• Built-in responsibility: Because Pay by Phone services impose strict limits on how much can be deposited per day using this method, it promotes responsible gambling habits.
• Accessibility: The best Pay by Phone betting sites allow those with no bank account to access online sportsbooks and participate in the fun.
• Better budgeting: Pay by Phone enables you to keep close tabs on money deposited as it is all accounted for on your mobile bill.
• Less effort: Assuming you have a mobile phone, which most people do, you’re already in a good position to use this payment option rather than going out to have to set up an e-wallet from scratch. 

Is Pay by Phone Right for You? 

Whether or not Pay by Phone bill sports betting is right for you depends on what you want from it. If you want a convenient, fast way to make modest deposits to your online sportsbook account without having to invoke potentially sensitive card or bank information, then Pay by Phone is likely to be right up your alley. On the other hand, if you want unlimited deposit sizes and the ability to withdraw using this method, you will be disappointed.

Frequently Asked Questions about Paying by Phone